Teen Checking
Kickstart your financial future now!
Teen Checking at Alcon Employees Federal Credit Union helps young members build smart money habits in a safe, supportive way. Designed for teens ages 14 and up, this account offers easy access to money, digital banking tools, and a free VISA® Debit Card. With no monthly fee and no minimum balance, it’s a simple way for teens and parents to manage money together with confidence.
Already a Member? Contact us today to open a teen checking account!
Teen Checking
A smart start for young money managers.
Teen Checking gives teens real-world banking experience while giving parents peace of mind. It’s simple to use, easy to monitor, and built to grow financial confidence.
Features:
Available for youth ages 14 and up
Ages 14–17 require a joint adult account owner
No direct deposit required
No minimum balance requirement
No monthly fee
Free VISA® Debit Card
Apple Pay, Samsung Pay, and Google Pay
Online and mobile (remote) banking access
Best for:
Teens who are ready to learn how to manage money with guidance and safety.
How does it work?
Get your teen started on their financial journey!
Open the account together
A parent or guardian opens the account jointly with the teen.
1
Get your debit card and access
The teen receives a VISA® Debit Card and digital banking tools.
2
Practice smart money habits
Track spending, make purchases, and learn budgeting in real time.
3
Teen Checking FAQs
Who can open a Teen Checking account?
Teen Checking is available for youth ages 14 and older. Teens ages 14–17 must have a joint adult account owner.
Is there a monthly fee or minimum balance?
No. There is no monthly fee and no minimum balance requirement.
Does the account come with a debit card?
Yes. Teens receive a free VISA® Debit Card for everyday purchases.
Can teens use mobile wallets?
Yes. Teen Checking supports Apple Pay, Samsung Pay, and Google Pay.
Can parents monitor the account?
Yes. As a joint account owner, parents or guardians can help monitor activity and guide spending decisions.
Why Choose Alcon Employees FCU?
Friendly, personal service you can trust
Local decisions and fast support
Secure digital tools that fit your life
Member-owned and not-for-profit
Proudly serving Alcon employees, contractors, and their families.