A young man is pulling down an awning attached to a camper trailer as a young woman unlocks the camper door, with outdoor furniture and greenery in the background.

Recreational Vehicle Loans

Level up your adventure!

Recreational Vehicle Loans from Alcon Employees Federal Credit Union make it easy to fund your next adventure. Whether you're buying a camper, motorcycle, boat, or other recreational vehicle, we offer up to 100% financing with low, fixed rates and flexible terms. You can buy new, buy used, or even refinance from another lender. Wherever you want to explore, we’re here to help you get there.

Recreational Vehicle Loans

Financing for fun, freedom, and the open road.

From road trips to lake days and everything in between, we make it simple to finance the recreational vehicle that fits your lifestyle. Enjoy great rates, flexible payment options, and friendly support from your credit union.

Features:

New or used vehicles — buy or refinance

Up to 100% financing* available for qualified borrowers

Low, fixed rates

Terms up to 180 months*

Flexible payment options

Local guidance and fast decisions

Best for:

Members looking to finance motorcycles, campers, boats, ATVs, watercraft, or other recreational vehicles.

How does it work?

Adventure starts with a simple application.

Apply online or visit our branch

Tell us about the RV, camper, motorcycle, boat, or other vehicle you’re purchasing or refinancing.

1

Review your approval and terms

We’ll work with you to find a rate, term, and payment that match your budget.

2

Sign and enjoy the ride

Once approved, you can complete your purchase and start your next adventure with confidence.

3

Recreational Vehicle Loan FAQs

What types of recreational vehicles can I finance?

You can finance campers, boats, motorcycles, ATVs, and other recreational or watercraft vehicles — new or used.

How long can I finance an RV or boat?

We offer terms up to 180 months, depending on the vehicle and loan amount.

Can I refinance an existing RV or motorcycle loan?

Yes. You may be able to lower your payment or rate by refinancing with AEFCU.

Do you offer 100% financing?

Yes, qualified borrowers may receive up to 100% financing.

Are the rates fixed?

Yes. We offer fixed-rate RV loans so your payment stays the same each month.

Why Choose Alcon Employees FCU?

  • Friendly, personal service you can trust

  • Local decisions and fast support

  • Secure digital tools that fit your life

  • Member-owned and not-for-profit

Proudly serving Alcon employees, contractors, and their families.