Recreational Vehicle Loans
Level up your adventure!
The fun part is where it takes you. Let’s make sure the payment fits, too.
Maybe you’re picturing weekends at the lake, a motorcycle for the open road or a camper that gives your family more time together.
Tell us what you’re looking for. We’ll help you understand the financing and find a payment that works with the rest of your life.
What are you hoping to bring home?
Alcon Employees FCU can help you buy or refinance:
New or used, we’ll look at the whole picture and help you understand what you can comfortably afford before you make a purchase.
Campers and travel trailers
Motorcycles
Boats
ATVs
Personal watercraft
Other recreational vehicles
See the full cost—not just the monthly payment.
A longer loan can lower your monthly payment, but it can also mean paying more interest over time.
We’ll help you compare the vehicle price, interest rate, down payment, monthly payment and total cost. That way, you can choose financing that lets you enjoy your purchase without putting unnecessary pressure on your budget.
Available options include:
Financing for new and used recreational vehicles
Refinancing from another lender
An interest rate that stays the same
Options for how long you take to repay
Up to 100% financing for qualified members
Financing for as long as 180 months, depending on the vehicle and amount borrowed
We’ll explain what each option means in dollars—not financial fine print.
Already have a recreational vehicle loan?
You may be paying more than you need to.
Bring us your current loan information. We’ll compare your interest rate, monthly payment, remaining balance and time left to pay. Then we’ll show you whether refinancing could lower your rate, reduce your payment or improve the overall cost.
If refinancing won’t put you in a better position, we’ll tell you that too.
What happens next?
Tell us what you’re considering.
Start online, call us or stop by. Tell us about the motorcycle, boat, camper or other vehicle you want to buy—or the loan you already have.
Look at the numbers together.
We’ll explain how much you may be able to borrow, the interest rate, your payment options and what the purchase will cost over time.
Decide what fits.
If the financing works for you, we’ll help you finish the paperwork so you can complete the purchase or refinance your current loan.
Recreational Vehicle Loan Questions
What can I finance?
We finance qualifying new and used campers, travel trailers, motorcycles, boats, ATVs, personal watercraft and other recreational vehicles.
How long can I take to repay the loan?
Financing may be available for as long as 180 months, depending on the vehicle and how much you borrow. We’ll show you how different time periods affect both your monthly payment and the total amount you’ll pay.
Can I refinance a loan from another lender?
Yes. We can review your current loan to see whether refinancing could lower your interest rate, reduce your payment or otherwise improve your situation.
Can I finance the full purchase price?
Qualified members may be able to finance up to 100% of the vehicle’s value. The amount available will depend on your situation and the vehicle you’re buying.
Will my interest rate change?
No. Your interest rate will stay the same for the life of the loan, making your scheduled monthly payment easier to plan around.
Should I get financing before I shop?
Talking with us first can give you a clearer picture of what you can comfortably afford. You’ll be able to shop with a budget in mind instead of choosing a vehicle and trying to make the payment work afterward.
How do I get started?
Start online, call us or visit the branch. You don’t need to know exactly how much to borrow. Tell us what you’re considering, and we’ll help you understand the next step.
Make room for the experience—not financial stress.
Tell us where you want to go and what you’re considering buying. We’ll help you look at the whole picture and see what works for your budget.