Join our Credit Union!
Your financial life is more than numbers. We see the whole picture
A credit score doesn’t show how hard you work. An account balance doesn’t explain what happened this month. And an application rarely tells the whole story.
At Alcon Employees Federal Credit Union, we take the time to listen, understand what you’re trying to accomplish and help you see what may be possible.
A credit union built around the people of Alcon.
You have plenty of places to keep your money or apply for a loan.
What’s harder to find is a financial partner who knows the people it serves, listens before recommending and looks beyond the obvious answer.
That’s why Alcon Employees FCU exists.
We were created for Alcon employees and their families. Our job isn’t to fit you into a product. It’s to understand what’s happening in your financial life and help you find the option that makes the most sense.
What does that look like?
It means you can come to us when:
A payment is taking too much from every paycheck
You need a reliable car but aren’t sure what you can afford
High-interest debt is making it hard to get ahead
An unexpected expense has disrupted your budget
Past credit problems are still limiting your choices
You want to begin saving but don’t know where to start
Your child is ready to learn how to manage money
You simply need someone to explain your options clearly
You don’t have to know which account or loan to ask for. Start by telling us what you’re trying to accomplish.
We’ll listen, look at the whole picture and help you identify a practical next step.
Why become a member?
Less stress. More clarity.
Money is stressful enough without confusing answers, financial jargon or pressure to make a quick decision.
As an Alcon Employees FCU member, you should expect us to:
Explain your options clearly.
You should understand the payment, cost, expectations and next step before making a decision.
See the person.
Your credit score, balance and application matter—but they are not the whole story.
Look for progress that matters.
A lower payment matters. Less expensive debt matters. Building savings matters. Small improvements can create meaningful breathing room.
Listen before recommending.
We begin with what you need to solve, not what we want to sell.
Keep helping over time.
The more we understand about your financial life, the better we can help you recognize opportunities and prepare for what comes next.
You’ll have the everyday tools you need, too.
Personal attention shouldn’t mean giving up convenience.
Membership gives you access to:
Checking and savings accounts
Auto, personal and recreational vehicle loans
Credit-building options
VISA® credit and debit cards
Online and mobile banking
Savings options for children and teens
Share Certificates
Financial guidance and support from people you can talk with
We offer digital tools when you want convenience and real people when you need help.
Who can join?
You may be eligible for membership if you are:
An Alcon employee
An Alcon contractor
An Alcon retiree
An immediate family member of an eligible employee or retiree
Eligible family members may include spouses, children, parents and other relatives who meet membership requirements.
Not sure whether you qualify? Call us at 817-551-8495. We’ll help you find out.
What does “member-owned” mean?
Alcon Employees FCU is a credit union, not a bank.
When you join, you become a member—not simply a customer. The credit union exists to serve its members rather than outside stockholders.
For you, that means our focus stays on providing useful accounts, fair borrowing options, fewer unnecessary costs and personal help when your situation needs more than an automated answer.
How do I join?
Complete the membership application.
Start online and tell us a little about yourself and your connection to Alcon.
Open your Membership Savings Account.
A $5 savings deposit establishes your membership in the credit union.
Start using your membership.
Once your membership is open, you can explore checking, savings, loans and the other services available to you.
If you need help at any point, call or visit us. We’ll explain what’s needed and what happens next.
Membership Questions
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Not necessarily. Membership is also available to Alcon contractors, retirees and qualifying immediate family members of eligible employees and retirees.
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Call us at 817-551-8495. Tell us about your relationship to the eligible Alcon employee or retiree, and we’ll help you check.
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You establish membership by depositing $5 into your Membership Savings Account.
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No. You can become a member and begin with the account or service that makes sense for you. We’ll be here when you’re ready to do more.
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No. Membership is based on your eligibility through the Alcon community—not having perfect credit.
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No. Loan decisions still depend on the type of loan and your financial situation. But your credit score is only part of the picture. We’ll review the information, explain the decision and help you understand what options may be available.
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Qualifying immediate family members may join. We also offer savings and checking options designed to help children and teens begin managing money with adult support.
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Yes. Online and mobile banking make it possible to handle many everyday needs digitally. When you need to talk with someone, our team is here to help.
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Complete the online membership application, call us or visit the branch. If you aren’t sure what you need, start with a conversation.
You don’t have to arrive with the answer.
Maybe you need a better way to manage your money. Maybe you’re trying to lower a payment, rebuild after a difficult season or prepare for what comes next.
Tell us what’s going on.
We’ll listen. We’ll help you see your options. And we’ll work with you to find a way forward.