Credit Cards
More convenience, fewer fees.
A VISA® Credit Card from Alcon Employees Federal Credit Union gives you simple, flexible purchasing power with fewer fees and more protection. Enjoy a low, fixed rate, no annual fee, and secure payment options for both in-person and online shopping. With worldwide acceptance and easy online card management, our VISA® Credit Card helps you stay in control while keeping your budget on track.
VISA® Credit Cards
A smarter way to pay every day.
Your AEFCU VISA® Credit Card gives you the freedom to shop, travel, and pay bills with confidence. With no annual fee and a low, fixed rate, it’s a convenient and affordable way to manage your purchases.
Features:
Low, fixed rate
No annual fee
No cash advance fee
No over-the-limit fee
Convenient purchasing power — accepted at millions of locations worldwide
Enhanced security and fraud protection from VISA®
Safer online shopping with secure digital payments
Easy online card management
Best for:
Members who want a simple, secure, and low-cost credit card for everyday use.
How does it work?
Simple to use. Easy to manage.
Apply online or in person
Share basic information about your home and financial goals.
1
Receive your VISA® Credit Card
We’ll help determine how much equity is available and confirm your loan amount.
2
Shop and manage your card with confidence
Use your card anywhere VISA® is accepted, and track your spending through online and mobile banking.
3
VISA® Credit Card FAQs
Does the card have an annual fee?
No. There is no annual fee on our VISA® Credit Card.
Is the rate fixed or variable?
Your card comes with a low, fixed rate, making your payment easier to predict.
Do you charge cash advance or over-limit fees?
No. We do not charge cash advance fees or over-the-limit fees.
Where can I use my VISA® Credit Card?
Anywhere VISA® is accepted — millions of locations worldwide, both online and in stores.
Does the card offer security features?
Yes. VISA® provides advanced fraud protection, secure online shopping features, and 24/7 monitoring.
Can I manage my credit card online?
Yes. You can view balances, make payments, set alerts, and track transactions through online and mobile banking.
Why Choose Alcon Employees FCU?
Friendly, personal service you can trust
Local decisions and fast support
Secure digital tools that fit your life
Member-owned and not-for-profit
Proudly serving Alcon employees, contractors, and their families.