• Person enjoying a scenic drive, promoting Alcon EFCU EV Hybrid auto loan offer

    See More Savings Ahead

    Finance a new or used EV or hybrid vehicle with Alcon Employees FCU and enjoy:

    • 90 days no payments

    • Lower fuel costs

    • More for what matters

  • couple walking on bridge smiling

    InSight Checking

    Life happens. Unexpected expenses, missed payments, and overdrafts can make it hard to keep a checking account in good standing. If that sounds familiar, you’re not alone.

    We believe everyone deserves a chance to start fresh, with InSight Checking.

  • Family entering home with moving boxes

    Ready to Put Down Roots?

    Lock in a competitive 30-year fixed-rate mortgage and enjoy the confidence of a predictable payment.

  • A group of smiling friends celebrating a member referral promotion

    See the Benefits. Share the Vision. Member Referral!

    Some things are just better when shared. That includes the benefits of your credit union. Refer a friend and you both get $20*

  • Couple hugging moving furniture

    Put Your Home's Value to Work!

    A Home Equity Loan can provide the lump-sum funds you need with affordable monthly payments and term options designed to fit your budget.

  • Person looking at their phone, representing Alcon EFCU Credit Builder Loan program

    Small Steps Today, Stronger Credit Tomorrow.

    A Credit Builder Loan helps you improve your credit while your money stays safely in your account earning $

  • Young smiling woman sitting at her home office desk, holding her cell phone and looking at her debit card.

    More than a credit union. A lifelong financial partner.

A young woman with glasses and dark hair sitting at a desk, holding a smartphone in one hand and a credit card in the other, smiling while studying with open books and a notebook in front of her in a well-lit room.

More than a credit union.
A lifelong financial partner.

Current Rates

Auto Loan
As low as
4.50%*
APR

Personal Loan
As low as
9%*
APR

Credit Card
As low as
13.50%*
APR

APY = Annual Percentage Yield.  APR = Annual Percentage Rate.  Click product links for more information. Rate may change at any time.

A woman with glasses holding a fan of cash in front of a plain wall.

Get more for your money!

Membership is simple. Open a savings account with $5.00 and enjoy better rates, lower fees, and friendly service.

Member News & Updates

What our members are saying:

“From the moment I walk in, the associates at the front desk are respectful, cheerful, and welcoming. They take the time to clearly explain the services available and provide helpful, easy-to-understand information. The added convenience of having the credit union located on campus makes managing my financial needs simple and efficient.”

— Deborah A.

“Financing my new car through Alcon Credit Union was super smooth and stress-free. Their team made the process quick, transparent, and truly member focused. I couldn’t be happier with the experience!”

— Jill H.

Smartphone displaying AEF CU (Alcon Employees Federal Credit Union) mobile banking app with logo and text about digital banking access.

Access your account from anywhere!